, TX
  Updated Mar 2014




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There is a copyright notice on each page and also a link to this explanation.

The narrative text from this site may not be copied onto another site without prior authorization.

I encourage links from your site to my individual pages or to my home page.
Although you do not need permission to make such links,
I would appreciate knowing that you have done so via email at

Definitely, any COMMERCIAL use of material from this site is strictly forbidden
without first obtaining written authorization.



In the preparation of ALL pages of my sites, every effort has been made to offer
the most current, correct and clearly expressed information as possible.
Nonetheless, inadvertent errors can occur, and applicable laws, rules and regulations often change.

Further, the information contained herein is intended to afford general guidelines on matters of interest.
The application and impact of the laws can vary widely, however,
from case to case, based upon the specific or unique facts involved.
Accordingly, the information in this site is not intended to serve as
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Users are encouraged to consult with Ray Shasteen for advice concerning any specific matters.
Ray Shasteen specifically disclaims responsibility for any actions or positions taken by any user
or for any misunderstanding on the part of any users of any and all pages, links,
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Copyright 1995-2014, Ray Shasteen. All rights reserved.
rev. 01 Mar 2014